Our Special Private Motor Comprehensive Insurance Package provides a wide range of benefits to owners of factory new vehicles. The package covers vehicles used for private purpose only.
The benefits are:
NO CLAIM DISCOUNT: Up to a maximum No Claim Discount of 65% per vehicle.
ACCIDENT FORGIVENESS: If your vehicle is involved in an accident after the first year, your No Claim Discount will not be affected even if you are at fault.
AUTHORISATION OF REPAIRS: If your vehicle is involved in an accident and can be economically repaired, GTM will issue a letter authorising repairs to the vehicle.
FREE ALTERNATIVE TRANSPORTATION: In the event of an accident, GTM will provide free alternative transportation while the vehicle is undergoing repairs up to a maximum of 14 days.
OPTION TO INSURE ‘FULL VALUE’ FOLLOWING AN ACCIDENT: If your vehicle is insured duty free, in the event of an accident, you will have the option of paying the additional premium from the inception of the policy year and benefit from a full value settlement.
FREE UNINSURED MOTORIST COVERAGE: GTM will pay the cost of repairs or replacement of your motor vehicle up to a maximum of $300,000 in the event of an accident even if the other party is at fault but has no insurance coverage.
FREE PERSONAL ACCIDENT INSURANCE COVERAGE: GTM offers compensation if you or any authorised driver is injured as a direct result of any motor vehicle accident in Guyana.
ROADSIDE ASSISTANCE: Roadside assistance is provided to all female divers in the event of a mechanical or electrical breakdown or a motor vehicle accident.
SPECIAL DISCOUNT FROM AUTOMOTIVE ART: Members of the Club will receive a 10% on all new tyres and other car care products purchased from Automotive Art.